The average U.S. credit card balance is $6,523 as of September 2025. Highest balances are in D.C., Alaska, and Hawaii; the lowest are in Wisconsin, Iowa, and West Virginia. U.S. credit card balances have climbed to $1.21 trillion, according to the Federal Reserve Bank of New York’s 2025 report. This map visualizes how average credit card debt varies widely across the United States in 2025. The data for this visualization comes from the TransUnion Credit Industry Snapshot published in September 2025.
I must be the exception to this because I never have a balance on the one (yes - only one) card that I have. I pay the balance in full when the statement comes through, no matter how much it is, because we just don't spend a lot - maybe two G's a month, and even that'd be a lot.
Think it through - why would you need a credit card from a department store or a gas station if you already have a VISA or Mastercard? Am I missing something in not wanting to pay 20% - or more - interest on my own money?
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U.S. health officials on Friday endorsed the first blood test that can help diagnose Alzheimer's and identify patients who may benefit from drugs that can modestly slow the memory-destroying disease.
The test can aid doctors in determining whether a patient's memory problems are due to Alzheimer's or a number of other medical conditions that can cause cognitive difficulties. The Food and Drug Administration cleared it for patients 55 and older who are showing early signs of the disease. More than 6 million people in the United States and millions more around the world have Alzheimer's, the most common form of dementia.
This is a subject dear to my heart. My father died with Alzheimers, and it's said there is a genetic link for predisposition of the disease, so I track shit like this. Thing is, if you have it you're fucked, but early detection will give those around you a head's up in dealing with it - and you.
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Here's another great idea for a simple gift
that's both elegant and very affordable.
A perfect Christmas present for her...
Click on the picture for more on this beautiful bracelet-earings set.
They're sold seperatley but make a great pairing - and come to you with free shipping!
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Joe Biden continues to tout his administration’s job creation numbers, claiming that 16 million new jobs were added during his term. While his supporters cheer, conservatives argue that these gains are mostly due to pandemic recovery rather than real economic progress. What’s worse, Biden’s policies have led to record inflation, meaning even those newly employed are facing rising costs on everything from groceries to gas. As Biden celebrates, Americans are left wondering how much of this "job growth" is actually benefiting them in their daily lives.
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Just click on Nicci to get there...
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In a new profile in The New York Times, former Vice President Kamala Harris continued to demur when asked if she will run for president in 2028.
"It's three years from nooooow," the 2024 Democrat nominee for president told the Times while on a book tour. "I mean, honestly." The Times said Harris knows her place in history is "already secure."
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I guess this was taken when it was still okay to say that someone was 'retarded'. God, what a pussified world world we live in now...
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Some of us live within our means and get rewards, the rest pay interest.
ReplyDeleteI'm with you, Joe. One card and no balance. Oh, and 1.5% cash back.
ReplyDeletedw
https://www.foxnews.com/politics/democrats-end-30-year-losing-streak-miami-mayoral-race-trump-backed-candidate-falls-short
ReplyDeletePeople must be tired of all the winning.
Back in the eighties, the UF students would come back home with the local weed from Gainesville which was always described as "Micanopy Madness". Big weed farms out in the woods back then...
ReplyDeleteSomehow I don't think the OZ grand poobahs (also known as idiot socialists - repetitive) have any clue how resourceful kids in the 12 to 16 bracket are. Would not bet the prohibition on social media will work any better for them than for Carrie Nation.
ReplyDeleteI envision pop up social sites hosted say, in .RU, where word of mouth moves millions to the site in minutes, takes the government a month to recognize and then block, by winch time a new location pops up and the cycle repeats. Gonna get real tiresome (and costly) real fast. Popcorn?
As to credit card debt, that map is insane. What is missing (as always) is context. What percentage of credit card holders pay all off before the interest deadline and what percentage carry that kind of balance month over month?
Why? It's piss easy to circumvent the blocks and it costs nothing, there's no need for popup sites.
DeleteRef credit card debt...Since so many businesses are requiring us to set up electronic payments or get fines/charges otherwise, I always use my credit card instead of allowing them to reach into our checking account. I can always dispute a charge later if they screwed it up and we get reward points for every transaction. Win/win. We also pay it off monthly so there's no interest fees.
ReplyDeleteWe have run up huge credit card balances but have paid them OFF EVERY MONTH...PERIOD. We have NEVER in our 40 years of marriage, EVER carried over a balance from month to month. We use our credit card as both a free up to 30 day loan, and a means of getting a percentage back (just the way our Costco card works - we didn't seek it out). 20+% debt/interest payments are insane, and so are the folks who live that way.
ReplyDeleteused to be great for stores. but then the "banks" started charging 3-4% ON EVERY SALE. when I see that sign, I pay in cash.
ReplyDeleteyeah, I am a old fart who still carries cash with me. no one complains about taking cash. and as far as the "banks" go,
f them. they have gotten rich off late fees on a lot of people too stupid to realize how bad the banks are screwing them over. as bad as the banks are, the stores are getting just as bad with this card shit. and most of them are run by banks
anyway. used to know a guy who worked at a bank, he told me it was insane how much they "made" off credit cards