In fact, the number is slightly higher. 27% of U.S. adults have no emergency savings, as of May 2024 polling — the highest percentage since 2020. People are working hard on their finances to little or no avail. A new Bankrate survey of 1,030 individuals finds that more than half of American adults (56%) lack sufficient savings to shoulder an unexpected $1,000 expense.
Around 35% of households earning less than $50,000 per year are living paycheck to paycheck, up from 32% in 2019. Higher-income households also report struggling, with around 20% of households with more than $150,000 living paycheck to paycheck.
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